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Repo and Collection, Miscellaneous information.

  • Keys - Just about every vehicle sold in the last five or six years has a key code. Key codes can be obtained from the title slip, as well as kept on file at the car dealership. Some banks even go as far as having a set of keys cut and kept with the file. A key code is simply a code number used to cut a replacement key. Unless the debtor has had his locks changed so the key codes will not work.
  • Towing - Many repo men use towing as a primary means of repossession.
  • Lock Picking, Lock Pulling - either with a small metal rod called a slimjim that is used to place down the door which catches the lock part that pulls up the door lock.
    • the repo man uses several different methods to start the vehicle without keys, for example on older cars that have the key housings located in the dash simply unscrew. Once unscrewed, all they do is place a screwdriver into the housing and turn.
    • On newer models, the lock housing is on the steering column. In such a case, the repo man either pickes the lock or uses what isLock Pic Tools called a dent puller. Once in place, the lock housing can be, "hammered" or "slammed out". This item is used by auto body shops to pull out dents.
    • Another method is a lock lifter. This is a screw type piece of equipment that goes over the lock housing. It forces tension on the lock until the housing is lifted out. Once out, the repo man simply starts the vehicle by placing a screwdriver down into the open housing.

 

 
 

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